Whether you’re investing for retirement, living in retirement, or saving for a college education, a home, or another goal, Glazier Financial Advisors can assist you.
Our approach utilizes low-cost exchange traded funds (ETFs) and a select number of cost-efficient mutual funds. Individual stocks are typically added if a client wants to maintain or develop a “dividend income” and tax-efficient cash flow strategy.
A Comprehensive View
Far too many individuals overpay for investment management advice and do not have an advisor who is looking at their assets in the context of a total financial and tax-efficient plan. Glazier Financial Advisors will change that and ensure that your expenses and fees are low.
What We Do For You
1
Get to know you personally, your goals, and your unique financial situation
2
Work with you to create a custom-tailored financial plan
3
Execute your plan and manage your portfolio, allowing you to be as involved as you want to be
4
Monitor your plan’s progress and keep you informed
5
Rebalance your portfolio as necessary and revise your plan when important changes in your life occur
How We Do It
Customized Portfolios
Asset allocation and investment policy decisions are made in our best judgment to help clients achieve their overall financial objectives while moderating risk exposure and minimizing taxes.
We believe that the appropriate allocation of assets across investment categories (stock vs. bonds, foreign vs. domestic, growth vs. value, large vs. small, etc.) is the primary determinant of portfolio returns over the long run and critical in the success of your financial objectives. Such portfolios seek to reduce overall risk while increasing the potential for higher returns.
A Contrarian Approach
Investment choices are selected based on their historical return and risk characteristics, costs, and correlations to other asset classes. Glazier Financial Advisors applies a “contrarian approach.” As asset classes become overvalued according to historical standards, funds will be shifted and rebalanced to lower performing or “less loved” investment areas in an attempt to reduce short-term volatility/risk and to take advantage of long-term value.
Investment Advisory Services
- Overall portfolio allocation
- Investment management
- Tax-harvesting
- Rebalancing
- Hedging strategies
- Dividend income strategies